Know about minimum salary & work experience required to apply for personal loans available through IndiakaLoan.com. Rest assured, rarely will you find a place where you can get personal loan at better rates.
Personal loan by IndiakaLoan.com comes with swift personal loan disbursal and approval. All that the applicant needs to do is to meet the eligibility criteria set by the company and submit their basic documents. They can repay their loan within the flexible repayment tenors of the company.
Pay Up to 45% Less EMI - You can cover your expenses with a flexi personal loan and slash your installment by up to 45% with interest-only EMIs. The company gives you the freedom to borrow as often as you requirement from your loan account without the need of multiple applications and documents.
Swift Approval - All you need to do is to meet the minimum eligibility criteria, share a few details and your request for personal loan online can be approved instantly.
Minimum Documentation - Follow the steps in the loan application process and forward the documents required for the loan.
Money in Bank Within 24 hours - IndiakaLoan.com offers country’s fastest personal loan. Think of it your loan amount will be deposited in your account within a day.
Flexible Tenors - Flexible tenors at IndiakaLoan.com ensure that one can meet financial obligation without any worry.
Pre-Approved Offers - IndiakaLoan.com offers simple pre-approved loan offer. Existing customers can share their basic contact details, one-time password (OTP) and check their pre-approved offer.
Collateral-Free Loan - IndiakaLoan.com’s personal loan is unsecured loan, therefore, you can borrow the amount you need without worrying about collaterals
No Hidden Charges - With IndiakaLoan.com you get what you are promised. Simple and easy to understand terms and conditions make the entire dealing very clear and transparent. The company levies no hidden charges. Go through the term and conditions thoroughly and keep yourself informed about your loan.
Online Loan Account - You can now manage your loan EMIs, verify your statement of account (SOA), know your repayment schedule, access the loan terms and conditions or pre-pay your loan anytime, anywhere with extremely simple and easy to use online loan account.
| S.NO | Bank/NBFC | Bank/NBFC Code | Personal Loan (ROI) Salaried | Personal Loan (Processing Fees) Salaried |
| 1 | AXIS BANK | DSA2330DEL | 11.00% | 1% |
| 2 | ICICI BANK | 194670 | 11.00% | 1% |
| 3 | DCB BANK | DEL0293 | 12% | 1.50% |
| 4 | FULLERTON INDIA | MA066 | 13% | 1.50% |
| 5 | TATA CAPITAL FINACIAL SERVICES LTD. | SMC Investments & Adviors Ltd | 12% | 1.50% |
| 6 | STANDARD CHATERED | SMC Investments & Adviors Ltd | 11% | 1% |
Apply instant personal loan online at lowest EMI from IndiakaLoan.com that will help you takes care of a variety of financial needs. You can also use it to cover the expenses of any medical emergency.
IndiakaLoan.com provides personal loan for women, Government of India employees, different public-sector units (PSUs), as well as teachers and professors.
Moreover, a personal loan also comes in handy in cases like overdue bills, credit card dues, or short-term loans of varying interest rates etc. You can consolidate all your loans into one with personal loan which will help you in managing your installments efficiently.
IndiakaLoan.com offers attractive interest rates and a range of benefits that help you in meeting your financial obligations easily. Just fill the online application form and get a loan today.
What are the different areas where personal loan can be used?
Personal loan can be used for:
Travel
Wedding
Medical emergencies
Home renovation
Higher education<
How can my personal loan application be approved?
Getting an approval for your IndiakaLoan.com’s application is easy.
Just meet the basic eligibility requirements
Keep your PAN ID handy
Get approval in an instant.
What is the difference between term loan and Flexi l Loan?
Term loan is a fixed loan amount that can be borrowed as a lump sum. It is availed at a fixed rate of interest and has to be repaid over a fixed tenor.
Flexi personal loan offers pre-approved loan limit that is based on the credit score and eligibility of the applicant. The money can be withdrawn from the loan limit multiple times without multiple applications. You also have the freedom to pre-pay your loan as per your wish. The benefits of flexi loan, therefore, are many.
How many people can co-sign a home loan with me?
The advantages of IndiakaLoan.com’s personal loan are many:
Flexi Personal Loan facility
Swift approval
Least documentation
Flexible tenors
Pre-approved offers
No hidden charges